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Sector Expertise
When you bank with us, you'll get support from someone who knows about banking, and can add value through an understanding of your industry.
Our specialised sectors
We're active and experienced in 14 key business sectors, including:
As part of a multinational organisation ourselves, our team of experienced Relationship Managers truly understand the unique requirements of cross-border businesses. Our international cash management products are designed for companies that need to consolidate cash regularly - and efficiently. Our online banking platform lets business view their multi-currency accounts in real time.
Our main focus is on firms where the key asset is their people. We specialise in:
- Accountancy practices
- Legal practices
- Real estate services
We provide a range of tailored solutions to the sector, from long-term innovative senior financing to individual partner facilities.
As part of the RBS Group, our team can offer access to expertise and funding solutions in this market. This capability ensures that our team is positioned to work with these companies as they continue to expand and develop in their markets.
We have relationships with a broad range of Public Sector bodies and understand the needs to achieve greater efficiency, to reduce costs and to tightly manage funding and cash flow. To help meet these needs we provide online banking, cash and expense management support systems.
We also provide a wide range of funding and risk management solutions including access to international debt capital markets through the RBS Group.
The fast moving retail sector is not without challenge. Our team has worked with some of NI's best known retailers for a number of years - so we understand exactly the specific requirements of the sector. Our cash management and merchant services capability (provided through our partner Streamline) are essential services for many of our retail customers.
We financed one of Northern Ireland's first wind projects in 1997 and continue to be involved in the financing of a number of renewable energy project deals which shows our strong commitment to this sector.
Today's Healthcare Sector faces many challenges - shifting demographics, changing lifestyles, new regulations, labour costs and property management. These are just a few of the factors that shape the Healthcare Sector in Northern Ireland. Our expertise covers:
- Care homes
- Primary healthcare
- Hospitals
- Support services to the Healthcare Sector, including Pharmacies
This rapidly growing sector places NI companies at the forefront of research, development and production of high tech solutions to global health issues. Ulster Bank continues to support those customers as they grow from start-up/incubator status to global exporters.
The media sector faces numerous challenges including a tough advertising environment and the blurring of media boundaries. Ulster Bank has a long tradition of supporting this sector, and has gained invaluable experience of providing a reliable, flexible banking experience to this rapidly changing sector.
Our dedicated Property and Infrastructure team has a wealth of experience in providing support for financing of investment real estate and project finance.
Our success has been built upon our proven ability to leverage our sectoral expertise and experience - delivering innovative, customised financing solutions in a flexible and timely manner.
Northern Ireland's reputation and tradition is strong in the food and drink sector. Our support for this sector also shares a strong tradition. We understand the issues facing the sector and our team of specialists work with food and drink companies to help them achieve their growth potential.
These solutions can include export letters of credit, invoice finance and commodity hedging - with each one tailored to match the exact needs of the customer.
The waste sector is going through a period of significant change and development, fuelled by public and private sector investment in new facilities. Our Relationship Managers are experienced in this sector and are ready to listen to you to understand your needs. Our expertise covers:
- Waste collection
- Recycling
- Landfill
- Waste-to-energy
Information and Communication Technology
Northern Irelands ICT industry has gone from strength to strength in recent years across a broad range of products and services. Behind such successful enterprises, Ulster Bank continues to provide a full banking proposition with online access, cash management and global banking partnerships.
Our knowledge of the issues, risks and opportunities facing this sector makes us well placed to consider or continue to support well structured propositions in good locations through-out the country.