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Business Overdrafts
There are no preset levels for borrowing on an overdraft. Our Business/Relationship Managers will agree a borrowing limit with you.
Key Features
- Variable interest rate
- Interest calculated daily and charged to your account quarterly
- No interest charge on unused overdrafts
- Available in the same currency as your current account
- Subject to annual review
- If you exceed your overdraft limit without prior authorisation, fees and charges will apply. See A Guide to Business Current Account Fees brochure (PDF, 272KB) for more details.
- Arrangement fees may apply. See A Guide to Business Current Account Fees brochure (PDF, 225KB) for more details.
Ulster Bank subscribes to the Lending Code. The Code can be found at www.lendingstandardsboard.org.uk
Please note that an application for credit will usually be recorded with Credit Reference Agencies and may affect your ability to obtain credit elsewhere in the future.
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