We use cookies to help provide you with the best possible online experience. By using this site, you agree that we may store and access cookies on your device. You can find out more and set your preferences here.


Business Debit Card

The easy way to manage your everyday business expenditure

The Ulster Bank Business Debit Card offers business customers a convenient way to pay for goods and services on the high street, online or over the phone.

  • Ideal for day-to-day expenses like stationary or petrol
  • Accepted world-wide - your card is accepted all over the world wherever you see the Visa sign
  • Gives you flexibility, allowing access to cash and ability to pay for goods and services instore and online
  • Keeps you in control by cutting down on the administration involved with cash and personal card expenses
  • Safe and secure - we use chip and PIN (personal identification number) for face to face purchases and Ulster Bank Secure for online purchases

For further information:

Terms & Conditions Apply.

Contact your Relationship or Commercial Manager at your local Ulster Bank Business Centre/Branch

Exchange Rate Transaction Fee
Any transaction in a foreign currency is converted into sterling at our current exchange rate. A transaction fee of 2.65% is added for debit card transactions. This fee is known as the Exchange Rate Transaction Fee (ERTF).
Business Debit Cards Charges (foreign currency or sterling)
Transaction Type Charges *
Transactions in the UK (including the Channel Islands, Isle of Man and Gibraltar)
Cash withdrawals in sterling
  • at a UK cash machine (ATM)
  • in any Ulster Bank/RBS/NatWest branch
  • in any other bank, travel agent, bureau de change or other outlet displaying the VISA logo

No Charge **

No Charge

2.25% (minimum £2, maximum £5)
Purchase of foreign currency or travellers cheques ***
  • in any Ulster Bank/RBS/NatWest branch
  • in any other bank, travel agent, bureau de change or other outlet displaying the VISA logo

No Charge

2.25% (minimum £2, maximum £5)
Transactions abroad Charges*
Cash Withdrawals


Purchase of currency or travellers cheques ***


Card purchase
2.25% (minimum £2, maximum £5)

2.25% (minimum £2, maximum £5)

£0.75 per transaction


Where a charge is shown as a percentage, it is a percentage of the total sterling value of the transaction.

*Standard Current Account Transaction Charges may apply as per Guide to Business Current Account Fees.

**We will not charge you for using your card at a cash machine (ATM) in the UK but other companies may charge a fee. You will be advised on screen about any charges before you withdraw cash.

***Standard commission rates apply.

Note: No Annual Fee Applies

Information is correct as at 01 September 2011.

You can find more information on fees and charges in the Business Debit Terms

Get Acrobat Reader


Foreign Exchange Rates

Daily debit card foreign exchange rates are set by Visa excluding cash withdrawals at an Ulster Bank, RBS or NatWest cash machine in the Republic of Ireland which are set by Ulster Bank. The links below will transfer you to the Visa website and the Ulster Bank table to calculate indicative foreign exchange rates. Please note that currencies fluctuate everyday.

Visa daily foreign exchange rates online

Ulster Bank foreign exchange rates online


For further information:

Contact your Relationship or Commercial Manager at your local Ulster Bank Business Centre/Branch

Find your local business centre/branch

enter your location or postcode