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OneCard
The convenient way for businesses to pay and control your business expenditure
OneCard lets you pay for it all - entertainment, travel and your general business expenditure. Our OneCard online management information reporting system, Smart Data OnLine, lets you monitor and control OneCard expenditure from the convenience of your office.
OneCard is convenient, it helps your business become more efficient, and improves transparency and control right across your organisation.
- Transparency - sophisticated online reporting allows you see individual cardholder spending
- Tight Controls - disable certain types of transactions e.g Gaming, set individual spending limits for each cardholder.
- Worldwide acceptance - OneCard is accepted at over 32 million outlets worldwide
- Interest-free credit available for 37 days on purchases depending on date of transaction and payment of monthly balance in full and on time (by Direct Debit)
- Enhanced Bargaining Power - you could use management information on your total spend with suppliers to negotiate better discounts.
- Safe and secure - with chip and PIN (Personal Identification Number) for face to face purchases, Ulster Bank Secure for online purchases and corporate liability waiver insurance to protect against cardholder misuse
- Easy to manage - with Smart Data OnLine
- Simplified VAT reclaim - when OneCard is used at a VAT-enabled merchant
- Travel accident insurance - wherever you travel on business
Further queries:
If you would like to apply for a OneCard, please contact your Relationship Manager at your local Ulster Bank Business Centre.
The backbone of OneCard is Smart Data OnLine (SDOL). Smart Data enables businesses to monitor and control expenditure at the touch of a button. Just log on to OneCard's free Smart Data OnLine reporting tool to access up-to-date information on all your cards 24 hours a day, 365 days a year.
Key Benefits
- Monitor cardholder spending by checking purchases made on your cards
- Analyse spending with key suppliers, so that the best deal can be negotiated
- Download data to accounting systems
- Speed up VAT reclaim processes by using our VAT accredited reports instead of invoices, when the card is used at one of the UK's 7,000+ VAT-enabled merchants. To see whether your key suppliers are included use MasterCard's Merchant Locator tool.
- Manage staff travels claims using the expense reports
Additional Information
SDOL Training
New customers
- Can view our Smart Data OnLine demo (1.05 Mb PDF Document).
Existing customers
- Can access the SDOL training manual from the SDOL homepage.
How to Access SDOL
New customers
- New OneCard customers will automatically get access to the improved SDOL.
Existing customers
- Existing SDOL users will be contacted by our specialised support team in 2013 to migrate current users onto the updated version of SDOL. We will fully support you through this migration process. In the meantime, you can continue to use the current SDOL until you hear from us.
Further queries
If you would like to apply for a OneCard, please contact your Relationship Manager at your local Ulster Bank Business Centre.
Your business has chosen the Ulster Bank OneCard to help you manage business-to-business payments in a more efficient way. As the Company Administrator of the card programme, you will have responsibility for the ongoing operation and maintenance of OneCard within your business. This can range from organising cards for new cardholders to obtaining management information for your OneCard programme. We've listed a number of documents below to help you manage the day-to-day card functions, answer cardholder questions and carry out necessary changes.
Company administrators' guide (PDF, 351Kb)
Smart Data Online - Getting started guide (PDF, 50Kb).
Additional cardholder application form (PDF, 160Kb)
Cardholder schedule (Excel, 120Kb)
Direct debit mandate form (PDF, 67Kb)
Diversion billing and individual blocking form (PDF, 123Kb)
Amendments request (PDF, 111Kb)
Waiver request letter (PDF, 124Kb)
Additional business details form (PDF, 127Kb)
Authority form (PDF, 123Kb)
If you have any further queries, please call the OneCard Helpline on 0845 3007295. Lines are open from 8am-6pm, Monday to Friday and from 9am-1pm on Saturdays. Calls may be recorded.
Charges
OneCard has an annual fee of £40 per cardholder. Ancillary fees may also be applicable.
You can find more information on charges within the OneCard Terms and Conditions (PDF, 246Kb).
Further queries:
If you would like to apply for a OneCard, please contact your Relationship Manager at your local Ulster Bank Business Centre
OneCard is available to over 18s only, is for business spend only and is subject to lending criteria and Terms and Conditions.

