Ulster Bank Personal Banking, Northern Ireland(Switch to Republic of Ireland)

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Glossary of financial terms

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Loan Protection: This is an insurance policy which protects borrowers from falling further into financial difficulty in the event of unforeseen circumstances such as redundancy, long-term unemployment or ill health. Loan protection is usually optional and the cost of the insurance is relative to the amount borrowed.
Loan-to-Value (LTV): The ratio of loan required to property value or purchase price, whichever is lower is known as Loan to Value (LTV).

Ulster Bank Limited. Registered in Northern Ireland. Registration Number R733 Registered Office: 11-16 Donegall Square East, Belfast BT1 5UB. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (Registration Number 122315) except in respect of our consumer credit products for which Ulster Bank Ltd is licensed and regulated by the Office of Fair Trading. Calls may be recorded.