We use cookies to help provide you with the best possible online experience. By using this site, you agree that we may store and access cookies on your device. You can find out more and set your preferences here.


Borrowing more - Overview

Topping up your existing mortgage with Ulster Bank is a convenient way to borrow. If you already have a mortgage with us, additional funds are easy to arrange. The new borrowing will be subject to lending criteria, terms and conditions.

Economical way to borrow – the interest you pay is based on our current mortgage rates and what's more if you borrow less than £20,000 you won't pay any arrangement fee.

Freedom – spend the money on things you need now or have always wanted

  • extend or renovate your home
  • buy a second property
  • consolidate debt elsewhere
  • take a once-in-a-lifetime holiday
  • pay for private medical expenses

Simple - a single monthly payment covers your mortgage and your additional borrowing.


THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE