Useful information

Credit Cards

Classic MasterCard

  • 3.9% p.a. for 12 months on balance transfers (subject to 2.9% fee, minimum £3), thereafter:
    • typical 18.9% APR (variable)
  • 0% p.a. for 3 months on purchases from date account opened, thereafter:
    • typical 18.9% APR (variable)
  • Available to over 18s.
More on the Classic MasterCardRates and fees

Gold card

  • 3.9% p.a. for 12 months on balance transfers (subject to 2.9% fee, minimum £3), thereafter:
    • typical 16.9% APR (variable)
  • 0% p.a. for 6 months on purchases from date account opened, thereafter:
    • typical 16.9% APR (variable)
  • Available to over 18s earning at least £20,000 per year.
More on the Gold cardRates and fees

Student MasterCard

  • balance transfers and purchases:
    • typical 18.9% APR (variable)
  • Available to students with an Ulster Bank student account.

More on the Student MasterCardRates and fees

Ulster Bank YourPoints

YourPoints

Earn 1 point for every £1 spent on your Ulster Bank Credit Card, and spend YourPoints on a range of rewards designed to suit your needs.



Find out more about Ulster Bank YourPoints

To benefit from the full period of any special offer; including any introductory special offers, you must not break any terms of your credit card agreement.

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