Credit Cards
Gold card
- 0% p.a. (fixed) for 12 months from account opening on balance transfers (subject to 2.9% fee, minimum £3), thereafter 16.9% p.a. (variable)
- 0% p.a (fixed) for 6 months from account opening on purchases, thereafter 16.9% p.a. (variable)
- Available to over 18s earning at least £20,000 per year.
Representative Example:
| Representative APR: | Standard purchase rate: | Assumed credit limit: |
| 16.9% p.a. (variable) | 16.9% p.a. (variable) | £1,200 |
The actual credit limit assigned to your account will vary depending on our credit assessment of you.
Classic MasterCard
- 3.9% p.a. (fixed) for 12 months from account opening on balance transfers (subject to 2.9% fee, minimum £3), thereafter 18.9% p.a. (variable)
- 0% p.a (fixed) for 3 months from account opening on purchases thereafter 18.9% p.a. (variable)
- Available to over 18s.
Representative Example:
| Representative APR: | Standard purchase rate: | Assumed credit limit: |
| 18.9% APR (variable) | 18.9% p.a. (variable) | £1,200 |
The actual credit limit assigned to your account will vary depending on our credit assessment of you.
Student MasterCard
- Available to students with an Ulster Bank student account.
Representative Example:
| Representative APR: | Standard purchase rate: | Assumed credit limit: |
| 18.9% APR (variable) | 18.9% p.a. (variable) | £350 |
To benefit from the full period of any special offer; including any introductory special offers, you must not break any terms of your credit card agreement.