Useful information

Balance transfers - Overview

Make the most of your money.

Classic MasterCard

  • Transfers up to 95% of your allocated credit limit.
  • Make transfers from any provider, except from other Royal Bank of Scotland Group companies.
  • 3.9% APR introductory offer is available on all balances transferred within the first 12 months of account opening (subject to 2.9% fee, minimum £3).
  • Typical 18.9% APR (variable)

Gold MasterCard

  • Transfers up to 95% of your allocated credit limit.
  • Make transfers from any provider, except from other Royal Bank of Scotland Group companies.
  • 3.9% APR introductory offer is available on all balances transferred within the first 12 months of account opening (subject to 2.9% fee, minimum £3).
  • Typical 16.9% APR (variable)

Student MasterCard

  • Transfers up to 95% of your allocated credit limit.
  • Make transfers from any provider, except from other Royal Bank of Scotland Group companies.
  • Typical 18.9% APR (variable)