Ticket Cancellation

You could be reimbursed if you've booked tickets in advance to events such as concerts, sporting events or amusement parks and can't attend. Insurance applies to you, your spouse and children under 25 if the tickets were paid for with your Ulster Bank World card.

You are covered for serious illness, death or accident to yourself or close relative, major property damage, vehicle theft or an accident rendering your vehicle unusable prior to the event. It also covers delayed departure of more than 2 hours or cancellation of public transport prior to the event.

Theft of Handbag or Wallet

If your wallet or handbag is stolen we could cover you for the purchase price of a replacement up to the value of £415 (contents not included). The insured person must notify the police within 12 hours of noticing the insured handbag or wallet has been stolen. An excess of £50 per claim will apply.

ATM Assault

You are provided coverage in the case of an Aggravated Theft of cash withdrawn from the Insured's Credit Card Account with the Insured Card from an ATM (Automated Teller Machine), provided the Aggravated Theft was committed within 6 hours after the cash withdrawal. The coverage is granted up to a maximum of £830 per claim and per Insurance Year.

Extended Warranty

Doubles the original manufacturer's or store brand warranty for up to 2 years when you pay with your eligible World MasterCard card. This policy provides You with cover in respect of the Failure of Insured Items, subject to the terms and conditions of the policy.

This policy covers Repair Costs up to a limit of £2,500 per claim and per year, subject to a minimum Purchase Price of £40 including VAT in respect of any claim.

Purchase Protection

Covers theft, loss or accidental damage to personal property purchased anywhere in the world by the cardholder with their Ulster Bank World Master Card.

• Theft, loss or accidental damage must occur within 100 days of purchase
• Maximum amount of claim is £3,500
• £50 excess per claim
• Total claim limit in 12 month period is £15,000 per account

Travel Pass Service

From translating a tricky phrase to passport assistance in an emergency, our Travel Pass service is ready and waiting to help you out. All you have to do is register to enjoy the following benefits:

• Passport Assistance - If your passport is lost or stolen whilst abroad, we can help you to arrange a replacement passport. You must register your details beforehand for us to provide this assistance
• Mobile Phrasebook - We can provide a downloadable phrasebook for a mobile phone. The phrasebook is available in one of 10 languages and provides translations from English to your chosen language for a range of words and phrases
• Interpreter In Your Pocket - We can provide access to an over the phone interpreter service which is chargeable and costs £1.99 per minute (plus VAT). You must register to use this service.

What is Ulster Bank YourPoints?

Ulster Bank YourPoints is our unique loyalty programme that gives you the opportunity to earn 1 YourPoint for every £1 you spend on your Ulster Bank Credit Card, and then use those points for fantastic travel opportunities, shopping vouchers and fine wines.

We've teamed up with some of the top names in low cost travel, the nation's favourite retailers and Laithwaites for high quality wines.

With our travel partners ebookers.com, easyJet and Stena Line you can travel exactly how you like. Ulster Bank YourPoints doesn't have the usual restrictions or limited availability you'd expect with a loyalty programme. Plus, we're directly linked to our partners, meaning when they have a sale, we have a sale and just like paying with your credit card, generally the earlier you book, the fewer YourPoints you'll need.

The choice is yours - you can spend YourPoints on shopping vouchers from Arcadia Group, Argos, Asda, Boots, B&Q, Debenhams, House of Fraser, Marks & Spencer and Next, treat yourself or someone else to some fine wines or save them towards a special trip or weekend away.