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Useful information

Payment Options - Overview

Below are the different ways that an Ulster Bank Credit Card bill can be paid, and the time to allow for each payment method

Payment method Time to allow
Direct Debit
  • Minimum - payment is claimed 25 calendar days from statement date or shortly afterwards.
  • Fixed - payment is claimed 25 calendar days from statement date or shortly afterwards.
  • Full - payments is claimed 25 calendar days from statement date or shortly afterwards.
  • Payments made using Direct Debit will receive value and the funds will be available on your credit card on the business day that the money is paid from your current account.
Set up a Direct Debit
Ulster Bank Anytime Internet and Telephone Banking
  • Payments will reach your account in 2 hours.
Other banks' online and telephone banking services
  • Payments will be lodged to your credit card within 2 hours from any Faster Payments participating bank
  • Please allow 3 business days for payments made via other banks online and telephone banking services to an Ulster Bank credit card.
At any branch of Ulster Bank
  • Cash payment will reach your account in 2 hours.
  • If paying by cheque please allow 4 business days for the payment to reach your account. Funds must be cleared before payment is accepted.
At a branch of any other bank
  • Please allow 4 business days for the payment to reach your account. If paying by cheque, funds must be cleared before payment is accepted.
  • Payments made via Faster Payments will reach your account within 2 hours (if applicable).
Over the phone by debit card
  • Please allow 2 business days for the payment to reach your account.
Cheque payments by post
  • Please allow 7 business days for the payment to reach your account. Funds must be cleared before payment is accepted.

Business days excludes weekends and bank holidays.