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Useful information

Extra-benefit current accounts

We're committed to making banking easier for you.. That's why we're offering extra benefit accounts that suit your lifestyle!
Our ufirst and ufirstgold accounts come with many benefits. Which is right for you? ufirstgold
£13 per month
View & Apply		 ufirst
£9 per month
View & Apply

Banking benefits

More information Interest free overdraft of up to £500 tick
More information Interest free overdraft of up to £1000 tick
More information Preferential overdraft rate tick
More information Tailored Personal Loan Rates tick
More information Tailored Mortgage Rates tick
More information Commission-free travel money in any branch tick

Protection benefits

More information Mobile Phone Insurance: Covers your phone against loss, theft, damage, breakdown and unauthorised calls. tick tick
More information Accidental Death: cover which could provide a lump sum for your family in the event of your accidental death tick tick
More information European Travel Insurance: cover for you and your family tick
More information Worldwide Travel Insurance: multi-trip worldwide cover for you and your family tick
More information Home Insurance: Save 10% off your first year's Home & Contents Insurance premium, in addition to other Home Insurance discounts which you may be eligible for tick tick

Lifestyle benefits

More information Travel service: a guaranteed 10% discount on flights, hotels and holidays tick tick
More information Ticket Booking: 25% cash-back on tickets for concerts, shows and sporting events. Cash back applies to 4 tickets per event. tick tick
More information Dining Service: 25% discount on dining at certain restaurants tick tick
More information Lifestyle Manager tick

Already a ufirst/ufirstgold current account customer?

Visit our ufirst & ufirstgold members website to access
all the benefits available to you.

Or call 0870 600 0427 (ufirst) or 0870 600 0661 (ufirstgold)

£13 per month

View & Apply
£9 per month

View & Apply

Additional Information

Mobile phone insurance

Cover for your monthly contract or pay-as-you-go mobile phone and call costs. Protect two handsets if you have a joint account. You must phone ufirst membership services to register for mobile phone insurance.

Annual worldwide family travel insurance

This exclusive ufirstgold benefit allows you to enjoy a multi-trip worldwide travel insurance policy each year. It automatically covers you and your family for travel almost anywhere in the world. Phone ufirst membership services for more information.

Interest free overdraft

of up to £500 interest-free Buffer Limit. A monthly membership fee of £9 applies.


Credit is available to over 18s only. Lending criteria, terms and conditions apply).

Interest free overdraft

of up to £1,000 interest-free Buffer Limit A monthly membership fee of £13 applies.


Credit is available to over 18s only. Lending criteria, terms and conditions apply).

Personal loans with tailored rates

Tailored Personal loan rates for ufirstgold customers (Credit is available to over 18s only.Lending criteria, terms and conditions apply)

Mortgage with a rate tailored for ufirstgold customers

Tailored Mortgage rates for ufirstgold members - (Credit is available to over 18s only. Lending criteria, terms and conditions apply).

Ticket Booking

Get 25% cashback on tickets to gigs, the theatre, sporting and other events when you book through the Ticket Booking service

25% off restaurant bills

You and three friends can enjoy a 25% discount off your total bill (including drinks) in over 200 restaurants throughout Northern Ireland, the Republic of Ireland and the rest of the UK. Phone membership services for more information.

Home & Contents

Save 10% off your Home & Contents Insurance for the first year.

Travel Service

This benefit gives you discounts on package tours, hotels, car hire, flight transfers and more. Phone ufirst membership services for more information.

Commission Free Travel Money

You don't pay commission when you order your travel money at your Ulster Bank branch.

Lifestyle manager service

Exclusive to ufirstgold your lifestyle manager can give up-to-the minute information, reserve a table, organise tickets for many international sporting events as well as help you find hard-to-find items and services.

Important information

Credit is available to over 18s only. Lending criteria, terms and conditions apply.

Note: You must repay the overdraft when we demand. You must not go over the overdraft facility without getting our permission first. If you go over your overdraft limit, we will charge interest at the rate shown in our booklet A Guide to Personal Account Fees and Interest (PDF, 398KB) A Maintenance Charge and other charges may also apply. Please ask in a branch for details.

Download the 'U First Gold User Guide' and 'U First User Guide' brochures for more information.