ufirst account - Overview
- Up to £500 interest-free overdraft available (see note below).
- Ticket booking service - 25% cash back on concerts, shows and sporting events.
Cash back applies to 4 tickets per event.
- European Travel Insurance - cover for you and your family.
If you have any existing medical condition you may not be covered for any costs relating to that medical condition.
You will not be able to register or be covered by this policy if you are aged 65 and over.
- Mobile phone insurance.
If you make a claim, you will be asked for proof of purchase and must be able to provide this.
If you wish to claim, you must register your claim within 48 hours of discovering any incident.
If you're outside the UK at the time of discovering the incident, you must register your claim within 48 hours of return to the UK.
- Discounts - on flights, hotels and holidays.
- Overdraft preferential rates for ufirst customers (see the note below).
- Earn interest when your account is in credit.
- Ulster Bank Home and Contents Insurance - 10% off your first years premium.
- 25% discount on dining at certain restaurants.
For a monthly membership fee of just £9, you get all of the lifestyle benefits of ufirst and even better tailored banking rates, and more!
Download the ufirst user guide (PDF, 1.61MB) brochure for more information.
Important information
Credit is available to over 18s only. Lending criteria, terms and conditions apply. A monthly membership fee of £9 applies.
Note: You must repay the overdraft when we demand. You must not go over the overdraft facility without getting our permission first. If you go over your overdraft limit, we will charge interest at the rate shown in our booklet A Guide to Personal Account Fees and Interest (PDF, 398KB) A Maintenance Charge and other charges may also apply. Please ask in a branch for details.
