Debit Cards Abroad
Going on holiday, or taking a business trip? Your Ulster Bank Visa Debit card can be a safe and convenient payment method to make transactions abroad.
Ulster Bank Visa Debit cards are accepted at 30 million retail outlets and 1 million ATMs worldwide. All we do is simply convert the foreign currency amount you're paying or withdrawing into Sterling, and apply transaction charges.
Then, the total amount is automatically debited from your account. Details of the transactions you make will appear on your statement so it really couldn't be easier.
To use your debit card, just look for the Visa logo in retailers or on cash machines next time you are abroad, and then use your card as normal.
Need to withdraw cash?
For details of where you can withdraw cash abroad, please access the following ATM locator.
Remember, there will be an additional fee for withdrawing cash.
Debit Card charges outside the UK
The table below outlines Debit Card charges outside the UK.
| Type of transaction (outside the UK) | Charge | ERTF Fee* |
| Cash withdrawal which is not an RBS, NatWest or Ulster Bank cash machine | 2.25% of the amount of the transaction (at least £2, no more than £5) | 2.65% of the amount of the transaction |
| Cash withdrawal at an Ulster Bank, RBS or NatWest cash machine in the Republic of Ireland | No Charge | No Charge ** |
| Buying foreign currency or travellers cheques using your debit card | 2.25% of the amount of the transaction (at least £2, no more than £5) | 2.65% of the amount of the transaction |
| Purchases (point of sale transaction) | 75p (for each transaction) | 2.65% of the amount of the transaction |
* Exchange Rate Transaction Fee
** Transaction is converted to Sterling at a rate determined by Ulster Bank
Foreign Exchange Rates
Daily debit card foreign exchange rates are set by Visa. The link below will transfer you to the Visa website to calculate indicative foreign exchange rates. Please note that currencies fluctuate everyday.