Switch to Ulster Bank
We have several current accounts available to meet your banking needs. You can expand the table below to view and compare our current accounts to find the one that best suits you.
| Current Account features | Current Plus Account | Current Account | ufirst Account | ufirstgold Account | Adapt Account | Student and Graduate Account | Step Account |
|---|---|---|---|---|---|---|---|
| How old must I be? | 18 years | 18 years | 18 years | 18 years | 11 years | 18 years | 18 years |
| Can I open a joint account? | Yes | Yes | Yes | Yes | No | No | Yes |
| Are there any transaction fees for banking? | No | No | No | No | No | No | No |
| Can you arrange an overdraft? (depending on your circumstances) | Yes | Yes | Yes | Yes | No | Yes | No |
| Is there an interest- free overdraft (0% EAR) Buffer Limit? (depending on your circumstances) | No | No | Yes Up to £500 | Yes Up to £1,000 | No | Yes | No |
| Is there a cheque book? | Yes | Yes | Yes | Yes | No | Yes | No |
| Is there a lodgement book? | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Can I withdraw from Post Office counters? | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Can I get postal statements? | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Can I get electronic statements? | Yes | Yes | Yes | Yes | Yes if you are 16 years | Yes | Yes |
Then there are three ways you can open an account with us:
Apply Online
You can apply online 24 hours a day, seven days a week by selecting an account from the list below.
To ensure our specialist switcher team help move your account to Ulster Bank
please ensure you select Yes to the following question:
"Are you transferring an existing account from another financial institution?"
Apply by Telephone
Simply let our dedicated Customer Support team know that you wish to use our Account Switching Service by calling them on:
0800 046 6486
8:30am to 6pm Monday to Friday (excluding bank holidays)
9am to 2pm on Saturday
Apply at a Branch
You can apply at any of our 88 branches across the country.
Simply tell the Customer Adviser that you wish to use our Account Switching Service and please don't forget to bring some supporting documents with you.
When opening your account you will receive:
- Paper copy of the relevant terms and conditions (including services provided on your new account).
- Paper copy of our Guide to personal accounts fees and interest.
