Over 50s cover - Key features
Protect yourself. Provide for your family.
| If you're looking for... | The Guaranteed Life Cover Plan will give you ... |
| A life cover plan with no need for a medical | - Guaranteed acceptance if you're aged 50-75 and a UK resident.
- No medical examination necessary.
- No awkward health questions asked.
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| A guaranteed cash payout when you die so long as you keep paying your premiums | - If you die within the first two years we will only refund premiums you have paid, however if you die from an accident in the first two years you will receive the full guaranteed amount.
- It's wise to review your cover from time to time as inflation may affect what your guaranteed cash sum will be worth in the future.
- There is no cash in value at any time.
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| Guaranteed cover for the rest of your life | - Your level of cover will never change – provided you keep paying your premiums.
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| An opportunity to leave a gift to your grandchildren | - An affordable way to guarantee a cash lump sum for your grandchildren.
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| Affordable premiums that will never increase | - Premiums start from just £10 a month.
- We guarantee your premiums will never go up, even if your health changes in the future.
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| Cover for your partner too | - Guaranteed acceptance for your partner, as long as they are aged 50 to 75 and a UK resident.
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| Your money back, if the plan's not right for you | - 30 day money-back guarantee, if you should change your mind for any reason.
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| What about the tax | - There is no tax included in your fixed monthly premium, however the payout will form part of your estate and may be subject to Inheritance Tax
- You may wish to write your policy in trust - a 'trust' allows you to say who you would like to benefit from the policy when you die
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