Black Card

Ulster Bank Black Card is only available to persons aged 18 and over who hold an Ulster Bank Private Account..

Foreign currency transactions are subject to a non sterling transaction fee of 2.75% of the transaction amount.

For each balance transfer debited to the account we will charge you 2.9% of the transferred amount (minimum charge £3), unless you qualify for exemption from that fee or are notified of a different fee under the terms of a special offer we make in connection with your application.

Approval for a balance transfer is only available once the credit card application has been accepted. The amount of the balance transfer(s) that we process will depend on the allocated credit limit. Should your credit limit be insufficient to process all transfer requests, we will action them according to the order in which you have provided them to us.

You can only transfer balances from non-Royal Bank of Scotland Group companies' credit or store cards. Ulster Bank is not responsible if a credit or store card provider will not accept payment. We cannot accept responsibility for interest charged by other credit card providers. We can refuse to accept any balance transfer request.

Rates and information correct on 1st January 2013 but subject to change.