• Earn Interest daily - interest is calculated daily and paid into your account annually in October.
• £1 minimum deposit - it's easy to get started. You can deposit up to your annual subscription limit in each tax year.
• Easy access - manage your money or in branch*
• Transfers in allowed - bring all your cash ISAs together in one place

If you have a Cash ISA Plus or Cash ISA Tessa Funds account, you can convert your account to our Cash ISA account. View the Cash ISA rates .

Simply print and complete the cash ISA conversion form (107KB) and drop it into your local branch or post it to Central Tax Unit, Ulster Bank Limited, Danesfort, Stranmillis Road, Belfast, BT9 5UB.

Your Ulster Bank Cash ISA Plus or Cash ISA TESSA Funds will be converted to an Ulster Bank Cash ISA, and you will retain the same account number and sort code.

Please note:
You can still use this form if you already have an Ulster Bank Cash ISA. Your Ulster Bank Cash ISA Plus or Cash ISA TESSA Funds will be amalgamated into your Ulster Bank Cash ISA, and you will retain your Ulster Bank Cash ISA account number and sort code.

Anyone over 16 and resident in United Kingdom can open a Cash ISA account.

You have a period of 14 days within which to cancel your account.

*You are required to register for Anytime Banking to be able to access your funds and manage your account online or over the telephone. If you do not register for Anytime Banking you can manage your account through the branch network. Transfers to an account at other UK banks or building societies, either online or over the phone, are subject to a daily limit of £10,000. If you wish to transfer more than this amount, please contact Anytime Banking on 08457 424 365 to discuss the options available to you.

Terms and Conditions apply

Gross is the interest rate paid before the deduction of tax.

*Annual Equivalent Rate (AER) - this is a notional rate used for interest bearing accounts, which illustrates the interest rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts.

With Individual Savings Accounts (ISAs), you don't pay tax on any interest you earn. That's because an ISA shelters your money from tax and gives your finances a helping hand.

You can only pay into (subscribe to) one cash ISA in any tax year. However, you can change your provider during the year by switching - Find out more about transferring your ISA to Ulster Bank .

The government sets a limit on how much you can subscribe in every tax year (from 6 April to 5 April in the following year).

The overall ISA allowance for the 2012/2013 tax year was £11,280, and was made up of a cash ISA allowance and a Stocks and Shares ISA allowance. If you paid more than £5,640 into a stocks and shares ISA, your cash ISA allowance was reduced to ensure no more than the full limit was deposited to ISAs in any tax year. As of the 6 April 2013, these limits increased to an overall ISA allowance of £11,520, of which customers can pay up to £5,760 into their cash ISA.

Tax reliefs referred to are those applying under current legislation which may change. The favourable tax treatment for ISAs may not be maintained. The availability and value of the reliefs will depend on your individual circumstances.

If you already have a cash ISA and haven't paid money in for a whole tax year you'll need to complete a re-activation form (PDF) before you can pay money in again. Please take your completed form to your local branch or send back to:

Central Tax Unit,
Ulster Bank Limited,
Danesfort,
Stranmillis Road,
Belfast
BT9 5UB.