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Sector Expertise
When you bank with us, you'll get support from someone who knows about banking, and can add value through an understanding of your industry.
Each of our 70 Relationship Managers works exclusively in a single market sector - bringing a wealth of knowledge and experience as well as access to the global RBS network. We're active in our sectors as well - participating in and supporting events across the country.
Our specialist sectors
We're active and experienced in thirteen key business sectors, including:
We understand the diverse requirements of the financial institutions sector in Ireland - and their need for an experienced and knowledgeable banking partner. Our dedicated Financial Institutions team focus on delivering financing solutions to the following sectors:
- General Insurance
- Life Insurance
- Reinsurance
- Funds
- Brokers
As part of a multinational organisation ourselves, our team of experienced Relationship Managers truly understand the unique requirements of cross-border businesses. Our international cash management products are designed for companies that need to consolidate cash regularly - and efficiently. Our online banking platform lets business view their multi-currency accounts in real time.
Our main focus is on firms where the key asset is their people. We specialise in:
- Accountancy practices
- Legal practices
- Real estate services
We provide a range of tailored solutions to the sector, from long-term innovative senior financing to individual partner facilities.
As part of the RBS Group, our team can offer Irish plc's access to expertise and funding solutions. Our team is positioned to work with companies as they continue to expand and develop in their markets.
We have relationships with a broad range of Public Sector bodies and understand the need to achieve greater efficiency, reduce costs and to tightly manage funding and cash flow. To help meet these needs we provide online banking, cash and expense management support systems.
We also provide a wide range of funding and risk management solutions including access to international debt capital markets through the RBS Group.
The fast moving retail sector is not without challenge. Our team has worked with some of Ireland's best known retailers for a number of years - so we understand exactly the specific requirements of the sector. Our cash management and merchant services capability (provided through our partner Streamline) are essential services for many of our retail customers.
Our commitment to this sector continues to strengthen, having financed one of Ireland's first wind projects in 1997. We have also been involved in the financing of a number of renewable energy project deals including:
- Over 440MW of wind energy projects over a 12 year period
- Ireland's only large scale commercial biodiesel production plant in New Ross, Co. Wexford as well as a number of smaller bio fuel installations
- 8MW of biomass CHP installations
Today's Healthcare Sector faces many challenges - shifting demographics, changing lifestyles, new regulations, labour costs and property management. These are just a few of the factors that shape the Healthcare Sector in Ireland. Our expertise covers:
- Care homes
- Primary healthcare
- Hospitals
- Support services to the Healthcare Sector
Because our Business Services team work so closely with your industry, we can bring a depth of understanding to your business.
We focus on long-term customer relationships. The closer we are to you and your business, the better equipped we are to provide you with tailored and flexible solutions, designed to help you.
Ireland's media sector faces numerous challenges including a tough advertising environment and the blurring of media boundaries. Ulster Bank has a long tradition of supporting this sector, and has gained invaluable experience of providing a reliable, flexible banking experience to this rapidly changing sector.
Our dedicated Property and Infrastructure team has a wealth of experience in providing support for financing of investment real estate and project finance.
Our success has been built upon our proven ability to leverage our sectoral expertise and experience - delivering innovative, customised financing solutions in a flexible and timely manner.
Ireland's reputation and tradition is strong in the food and drink sector. Our support for this sector also shares a strong tradition. We understand the issues facing the sector and our team of specialists work with food and drink companies to help them achieve their growth potential.
These solutions can include export letters of credit, invoice finance and commodity hedging - with each one tailored to match the exact needs of the customer.
The waste sector is going through a period of significant change and development, fuelled by public and private sector investment in new facilities. Our Relationship Managers are experienced in this sector and are ready to listen to you to understand your needs. Our expertise covers:
- Waste collection
- Recycling
- Landfill
- Waste-to-energy