Useful information

Mortgages

Are you a first time buyer, moving house, or switching your mortgage?  At Ulster Bank we're here to help.

Mortgage Evenings

We're holding a number of mortgage evenings supported by local experts to help answer your questions about buying, moving house or switching your mortgage.

Featured mortgage

Useful Tools

Deciding on a mortgage can be a daunting prospect. We have some useful tools and guides available to provide information on the process.

Mortgage rates and charges

WARNING: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT.

WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future

  • Borrowing more?
    Release the equity in your home to borrow extra money from us. Find out more
  • Moving home?
    We'll transfer your current mortgage to your new home quickly and easily. Find out more
  • Changing deal?
    Coming to the end of your deal? Not in a deal? Choose an offer that suits you. Find out more
  • First Time Buyers
    Our First Time Buyer and Home Run mortgages make it easier to get onto the property ladder.
  • Looking to Switch your mortgage?
    Switch and you could save money with an
    Ulster Bank mortgage. Find out more
  • Mortgage options
    With a choice of Fixed Rate, Variable and Investment mortgages, we have options that could suit you.

If choosing a variable rate mortgage:

THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME

If choosing a fixed rate mortgage:

YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED RATE LOAN EARLY
OR

Call 1800 303 004

To make an appointment with a customer advisor
Lines are open:

Mon - Fri
8:30am - 7:30pm,
Saturday 9am to 2pm,
(excl. bank holidays).

Calls may be recorded.
OR