Useful information

First Time Buyer Mortgage - Overview

Are you looking to buy your first property? Our mortgages for First Time Buyers offer:

  • Up to 90% loan to value.
  • Choice - a range of fixed and variable rate mortgages to choose from.
  • Flexibility - choose a term that suits you up to 35 years, depending on your age at application.

WARNING: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT.

VARIABLE RATE LOANS: THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME.

WARNING: YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED-RATE LOAN EARLY.

Irish Banking Federation First Time Buyers Guide to the Mortgage Application Process (423Kb PDF).