First Time Buyer Mortgage - Overview

Are you looking to buy your first property? Our mortgages for First Time Buyers offer:

Up to 90% loan to value.
Choice - a range of fixed and variable rate mortgages to choose from.
Flexibility - choose a term that suits you up to 35 years, depending on your age at application.

Click here to view important legal information

Irish Banking Federation First Time Buyers Guide to the Mortgage Application Process (423Kb PDF).

WARNING: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT.

VARIABLE RATE LOANS: THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME.

WARNING: YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED-RATE LOAN EARLY.

WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.

Call 1800 303 004

To make an appointment with a customer advisor
Lines are open:
Mon - Fri
8:30am - 7:30pm,
Saturday 9am to 2pm,
(excl. bank holidays).

Calls may be recorded.

Ulster Bank Ireland Limited. A private company limited by shares, trading as Ulster Bank, Ulster Bank Group and Banc Uladh. Registered in Republic of Ireland. Registered No 25766. Registered Office: Ulster Bank Group Centre, George’s Quay, Dublin 2. Member of The Royal Bank of Scotland Group. Ulster Bank Ireland Limited is regulated by the Central Bank of Ireland. Calls may be recorded.