ufirst current account - Overview
- Up to €500 interest-free overdraft (0% variable) see note below.
- Monthly membership fee: €10
- Ticket booking Service - 25% cash back on concerts, shows and sporting events.
Cash back applies to 4 tickets per event. - European Travel Insurance - cover for you and your family.
- Mobile phone insurance .
- Discounts - on flights, hotels and holidays.
- Earn interest when your account is in credit.
- Ulster Bank Car Insurance - save 10% on your Ulster Bank Car Insurance premium, in addition to other Ulster Bank Car Insurance discounts which you may be eligible for.
- 25% discount on dining at certain restaurants.
- Anytime and Mobile Banking - Keep track of your finances wherever you are with our internet, telephone and mobile banking services. Find out more
Important information
Lending criteria, terms and conditions apply. Credit is only available to persons aged 18 or over, who are residents of the Republic of Ireland and is subject to status. Security may be required.
Calls may be recorded.
Note: Overdraft is repayable on demand. The overdraft facility may not be exceeded without the prior permission of Ulster Bank. If you exceed your overdraft limit, surcharge interest in addition to debit interest will be applied on any amount over the authorised limit, other charges may also apply. Please see our booklet A Guide to Personal Account Fees and Interest (PDF 340KB) for details.
Please note that the Travel Service and Ticket Booking Service are not activities regulated by the Central Bank of Ireland.
Stamp Duty
Government Stamp Duty is payable on debit cards as follows;
€2.50 is paid where cards have been used at ATMs only.
€2.50 is paid where cards have been used at Point of Sale only.
€5 is paid where cards have been used at ATMs and at Point of Sale
*ATM: Automated Teller Machine
