The ideal current account, for enjoying life. The ufirst account monthly membership fee is €10 per month. The account fee relates to the Banking and Lifestyle Benefits.

Banking benefits

• Interest free overdraft up to €500 (0% variable)
• Tailored personal loan rates
• Tailored Mortgage rates
• Credit Interest- Earn interest when your account is in credit.

Lifestyle benefits

• Ticket Booking - 25% cash back on tickets for concerts, shows and sporting events. Cash back applies to 4 tickets per event.
• Travel Service - A guaranteed 10% discount on certain flights, holidays and hotels.
• Dining - A 25% discount with our ufirst dining service.

Please note that the Ticket Booking Service, Travel Service and Dining Service are not activities regulated by the Central Bank of Ireland.

The ufirst account also has additional protection benefits at no extra cost. These include:

Protection benefits

• Mobile Phone insurance - covers loss, theft, accidental damage, breakdown and unauthorised use.
  • If you make a claim, you will be asked for proof of purchase and must be able to provide this.
  • If you wish to claim, you must register your claim within 48 hours of discovering any incident.
  • If you're outside the Republic of Ireland at the time of discovering the incident, you must register your claim within 48 hours of return to the Republic of Ireland.
• European Travel Insurance - cover for you and your family on one holiday in Europe per ufirst account, up to 15 days per calendar year, when you register.
  • If you have any existing medical condition you may not be covered for any costs relating to that medical condition. Call ufirst Membership Services for more information.
• Car Insurance- save 10% on your first year's Ulster Bank Car Insurance premium.
• Accidental Death - could provide a lump sum for your family in the event of your accidental death.
  
  If you are aged 70 and over, your cover will be reduced by 50%. If you have a joint account, the cover is split equally between you and the other account
  holder(s).

Download the ufirst user guide (PDF) brochure for more information.

Important information

Lending criteria, terms and conditions apply. Credit is only available to persons aged 18 or over, who are residents of the Republic of Ireland and is subject to status and conditions. Security may be required.

Note: Overdraft is repayable on demand. The overdraft facility may not be exceeded without the prior permission of Ulster Bank. If you exceed your overdraft limit, surcharge interest in addition to debit interest will be applied on any amount over the authorised limit, other charges may also apply. Please see our booklet A Guide to Personal Account Fees and Interest for details.