The ideal current account, for enjoying life. The ufirst account monthly membership fee is €10 per month. The account fee relates to the Banking and Lifestyle Benefits.

Banking benefits

• Interest free overdraft up to €500 (0% variable)
• Tailored personal loan rates
• Tailored Mortgage rates
• Credit Interest- Earn interest when your account is in credit.

Protection benefits

The ufirst account also has additional protection benefits at no extra cost.
These include:

• Mobile Phone insurance
  • Covers most mobile phones including smartphones and PDAs with call making ability
  • Loss, theft and damage - including water, liquid and malicious damage 48 hour replacement handset delivered to your home, place of work or your nearest Carphone Warehouse Store.
  • Unauthorised calls cover - up to €2,000 for monthly contracts and up to €100 for pay as you go customers
  • Worldwide protection - wherever you are in the world, you're covered.
  • Accessories are covered up to €300 per claim
  • The excess amount on this policy is €95.

  *For full policy information, please contact ufirst Membership Services who will refer you to an Aviva staff member.

  Mobile Phone Insurance is provided by Aviva Insurance Limited. Registered in Scotland, No 2116. Registered Office, Pitheavlis, Perth PH2 0NH. Aviva Insurance Limited is authorised and regulated by the FSA (No 202153) and is regulated by the Central Bank of Ireland for conduct of business rules. Aviva will use members of the Carphone Warehouse Group to administer the policy and deal with claims on their behalf.

• European Travel Insurance - cover for you and your family on one holiday in Europe per ufirst account, up to 15 days per calendar year, when you register.
  • If you have any existing medical condition you may not be covered for any costs relating to that medical condition. Call ufirst Membership Services for more information.
• Ulster Bank Car Insurance - save 10% on your Ulster Bank Car Insurance premium, in addition to other Ulster Bank Car Insurance discounts which you may be eligible for.
• Accidental Death - could provide a lump sum for your family in the event of your accidental death.
  
  If you are aged 70 and over, your cover will be reduced by 50%. If you have a joint account, the cover is split equally between you and the other account
  holder(s).

Lifestyle benefits

• Ticket Booking - 25% cash back on tickets for concerts, shows and sporting events. Cash back applies to 4 tickets per event.
• Travel Service - A guaranteed 10% discount on certain flights, holidays and hotels.
• Dining - A 25% discount with our ufirst dining service.

Please note that the Ticket Booking service, Travel Service and Dining Service are not activities regulated by the Central Bank of Ireland.

Already a ufirst current account customer?

Visit our ufirst members website to access all the
benefits available to you.

Or call 1890 925 067

Lines are open: 8am - 8pm Mon to Fri, 9am - 5pm on Saturday (excl. bank holidays). Calls may be recorded.

Download the ufirst user guide (PDF) brochure for more information.

Important information

Lending criteria, terms and conditions apply. Credit is only available to persons aged 18 or over, who are residents of the Republic of Ireland and is subject to status and conditions. Security may be required.

Note: Overdraft is repayable on demand. The overdraft facility may not be exceeded without the prior permission of Ulster Bank. If you exceed your overdraft limit, surcharge interest in addition to debit interest will be applied on any amount over the authorised limit, other charges may also apply. Please see our booklet A Guide to Personal Account Fees and Interest for details.