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Extra-benefit current accounts - Upgrade

We're committed to making banking easier for you.. That's why we're offering extra benefit accounts that suit your lifestyle!
Our ufirst and ufirstgold accounts come with many benefits. Which is right for you? ufirstgold
€14 per month
Upgrade now		 ufirst
€10 per month
Upgrade now

Banking Benefits

More information Interest free overdraft up to €500 (0% variable) tick
More information Interest free overdraft of up to €1000 (0% variable) tick
More information Preferential overdraft rate tick
More information Tailored Personal Loan Rates tick tick
More information Tailored Mortgage Rates tick tick
More information Earn credit interest tick tick

Protection benefits

More information Ulster Bank Car Insurance: save 10% on your Ulster Bank Car Insurance premium, in addition to other Ulster Bank Car Insurance discounts which you may be eligible for. tick tick
More information Mobile Phone Insurance: covers loss, theft, accidental damage, breakdown and unauthorised use. tick tick
More information Accidental Death: could provide a lump sum for your family in the event of your accidental death. tick tick
More information European Travel Insurance: cover for you and your family tick
More information Worldwide Travel Insurance: multi-trip worldwide cover for you and your family tick

Lifestyle benefits

More information Dining: 25% discount on dining at certain restaurants tick tick
More information Lifestyle Manager Service tick
More information Airport lounge access: Enjoy access to over 600 airport lounges across the world for a small fee upon entry tick
More information Travel service: a guaranteed 10% discount on flights, hotels and holidays tick tick
More information Ticket Booking: 25% cash-back on tickets for concerts, shows and sporting events. Cash-back applies to 4 tickets per event tick tick

Already a ufirst/ufirstgold current account customer?

Visit our ufirst & ufirstgold members website to
access all the benefits available to you.

Or call 1890 925 067 (ufirst) or 1890 946 486 (ufirstgold)
€14 per month Upgrade now
€10 per month Upgrade now

Additional Information

Interest free overdraft

ufirst: Up to €500 Interest free overdraft (0% variable). Lending criteria, terms and conditions apply. As long as your account balance is within the €500 overdraft limit, debit interest will not be charged.

Interest free overdraft

ufirstgold: Up to €1,000 Interest free overdraft (0% variable). Lending criteria, terms and conditions apply. As long as your account balance is within the €1000 overdraft limit, debit interest will not be charged.

Tailored Personal loans Rates

This benefit entitles you to a special discount off our personal loan rate. Lending criteria, terms and conditions apply.

Tailored Mortgage Rates

This benefit entitles you to a special discount off our discounted variable mortgage rate. Lending criteria, terms and conditions apply.

Earn credit interest

Keep your account in credit and earn interest on your cleared balance.

Mobile Phone Insurance

Cover for your monthly contract or pay-as-you-go mobile phone and call costs. Protect two handsets if you have a joint account. You must register for this benefit by logging on to the Members Website at www.ufirstaccount.ie. or calling ufirst membership services. Terms and Conditions apply.

Travel service

This benefit gives you discounts on package tours, hotels, car hire, flight transfers and more. Enjoy discounts from a choice of hotels worldwide ranging from budget to five star luxury. Phone membership services for more information .

25% cash-back on concerts, shows and sporting events

As a ufirst/ufirstgold member you can receive 25% cash-back into your account for up to a maximum of 4 tickets per event. Some events may be subject to availability.

European Travel Insurance

This insurance covers you, your partner and children for one holiday in Europe for up to 15 days in each calendar year.

Worldwide Travel Insurance

Multi-trip worldwide travel insurance for you and your family, up to 31 days, that covers you all year round - and includes up to 17 days' winter sports cover at no extra cost.

Accidental Death

ufirst: Accidental Death
Up to €10,000 cover. Extra protection - up to €200,000 if you're travelling in licensed public transport or a hire car.

ufirstgold: Accidental Death
Up to €15,000 cover. Extra protection - up to €200,000 if you're travelling in licensed public transport or a hire car.

Ulster Bank Car Insurance discount

Save 10% on your Ulster Bank Car Insurance premium.

Ufirstgold: Priority Pass

Enjoy access to over 600 airport lounges across the world for a small fee upon entry.

Important information

Lending criteria, terms and conditions apply. Credit is only available to persons aged 18 or over, who are residents of the Republic of Ireland and is subject to status. Security may be required.

Calls may be recorded.

Note: Overdraft is repayable on demand. The overdraft facility may not be exceeded without the prior permission of Ulster Bank. If you exceed your overdraft limit, surcharge interest in addition to debit interest will be applied on any amount over the authorised limit, other charges may also apply. Please see our booklet A Guide to Personal Account Fees and Interest (PDF 340KB) for details.

Please note that the Dining Service, Lifestyle Manager, Airport Lounge Access, Travel Service and Ticket Booking Service are not activities regulated by the Central Bank of Ireland.