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Useful information

Account summary and rates - Accounts no longer available to new customers

Effective from 13 April 2015

Account Frequency interest paid Rate bands € Current rates (variable)
Gross % AER %
Direct Saver [excluding 12 month introductory bonus of 0.82% Gross/AER (fixed)] Monthly 5,000 - 1,000,000 0.05 0.05
0 - 4,999 0.01 0.01
Direct Saver [including 12 month introductory bonus of 0.82% Gross/AER (fixed)] Monthly 5,000 - 1,000,000 0.87 0.87
0 - 4,999 0.01 0.01
Pathway Annually in October
1+ 0.05 0.05
Bonus Saver (excluding bonuses) Quarterly 25,000-1,000,000 0.10 0.10
10,000-24,999 0.05 0.05
0-9,999 0.01 0.01
Bonus Saver (including bonuses) Quarterly (including bonuses) 25,000-1,000,000 0.20 0.20
10,000-24,999 0.15 0.15
0-9,999 0.01 0.01
Access Plus (excluding bonuses) Quarterly (excluding bonuses) 25,000-1,000,000 0.10 0.10
10,000-24,999 0.05 0.05
3,000-9,999 0.05 0.05
0-2,999 0.01 0.01
Access Plus (including bonuses) Quarterly (including bonuses) 25,000-1,000,000 0.20 0.20
10,000-24,999 0.15 0.15
3,000-9,999 0.15 0.15
0-2,999 0.01 0.01
Reward Reserve (excluding bonuses) Quarterly 10,000-250,000 0.01 0.01
0-9,999 0.01 0.01
Reward Reserve (including bonuses) Quarterly 10,000-250,000 0.06 0.06
0-9,999 0.01 0.01
Deposit Receipts Upon presentation of Deposit Receipt 125,000 + 0.25 0.25
0 - 124,999 0.05 0.05
Instant Access Plus Quarterly 0+ 0.01 0.01
ECB Rate Linked Deposit Account Quarterly (excluding bonuses) 15,000-100,000 0.00 0.00
0-14,999 0.01 0.01
ECB Rate Linked Deposit Account Quarterly (including bonuses) 15,000-100,000 0.10 0.10
0-14,999 0.01 0.01

All rates are subject to variation and are correct at time of posting to site (13 April 2015). Full information on interest rates can be obtained from any member of staff or by telephoning Anytime Banking on 1850 424 365. Details of fixed rate deposit accounts are available on request.

All returns are subject to Deposit Interest Retention Tax (DIRT). Under current legislation, the effective DIRT rate is 41%.

Gross is the interest rate paid before the deduction of tax.

Annual Equivalent Rate (AER) illustrates what the interest rate would be if paid and compounded each year.